Car Insurance and License Plates in Switzerland - 2026 Guide
Mandatory liability insurance, CHF 40 sticker, license plates per canton. Actual costs of Swiss car insurance and possible savings.
Car Insurance and License Plates in Switzerland: The 2026 Guide
CHF 1,400/year for insurance for his Golf? Marc thought it was a mistake. In France, he paid €420. The Swiss broker confirms: "No, that's the price. Welcome to Switzerland."
Swiss car insurance often costs 2-3 times more than in France. But the system is also much more protective. This guide explains the real costs, how to save money, and the logic behind these high prices.
Liability Insurance: Mandatory and Expensive
The Swiss System
Liability (civil liability) = mandatory. Covers damage caused to third parties. Unlimited coverage by law—if you cause a serious accident, the insurance pays everything, even millions.
Sophie, 2019 Golf, 32 years old, Vaud: CHF 780/year Thomas, 2022 BMW, 28 years old, Zurich: CHF 1,350/year
Factors influencing price: Driver's age (< 25 years = +50%) Canton of residence (Genève +30% vs Jura) Vehicle (power, value) Bonus-malus (0-15 years without claim)
The CHF 40 Vignette
Mandatory annual highway sticker. Purchased at post offices/stations. CHF 200 fine if absent.
Key points
Swiss car insurance costs CHF 900-1,500/year (2-3x France) but unlimited coverage. Liability mandatory, casco optional (worth it if vehicle >CHF 15,000). Vignette CHF 40/year mandatory. Compare on Comparis.ch—CHF 200-400 savings possible.
Resources
- Comparis - Assurance auto - Comparator
- TCS - Car assistance
- OFROU - Vignette - Vignette info
Related Articles
Importer voiture - Complete import procedure Choisir canton - Canton impacts insurance premium
Share This Article
📖 ShareThis Integration Guide
About ShareThis Inline Share Buttons
Inline Share Buttons can be seamlessly positioned at the top/bottom of your articles or next to products you're selling for easy sharing. Connect your site to the rest of the world by enabling visitors to share your content across 40+ social channels.
Installation Steps
Step 1: Add ShareThis Script to Your Site
Place ShareThis Script inside your website's <head></head> section. This code powers all ShareThis Apps and only needs to be added once per page.
<script type='text/javascript' src='https://platform-api.sharethis.com/js/sharethis.js#property=69624e147512c045298580c6&product=sop' async='async'></script>Step 2: Enable the App
Click Enable App in your ShareThis dashboard to turn this app on for your website. It will only work on pages where the ShareThis script has been added in Step 1.
Step 3: Add the Placement Tag
Add this placement tag wherever you want your share buttons to appear:
<!-- ShareThis BEGIN -->
<div class="sharethis-inline-share-buttons"></div>
<!-- ShareThis END -->Customization Options
- Smart Share Buttons: ShareThis will automatically select which share buttons to show based on users' preferences
- Alignment: Choose from Left, Right, Center, or Justified
- Color Themes: Social, White, Black, Gray, or Custom colors
- Sizes: Large, Medium, or Small buttons
- Labels: Call to Action, Share Counts, or None
- Corners: Square or Round button shapes
- Languages: Multiple language support available
⚠️ Important Notes
- The ShareThis script must be loaded in the page head for buttons to work
- You can customize button appearance in your ShareThis dashboard
- Enable the app in your dashboard after adding the script
- Share counts require a minimum threshold (default: 10 shares)
Need Help?
Visit the ShareThis Support Center for detailed documentation and troubleshooting guides.
Calculate Your Exact Swiss Salary
Want to know exactly what you'll take home after taxes and social contributions? Our calculator accounts for your canton, family situation, and all deductions.
Try Our Salary Calculator